YOUR PREMIER EASTSIDE PARTNER

MISSING MIDDLE HOUSING

Defining Middle Housing

Middle Housing offers diverse housing solutions beyond single-family homes, including duplexes, triplexes, fourplexes, townhouses, stacked flats, courtyard apartments, and cottage housing. These types aim to increase density while maintaining compatibility with the existing neighborhood character.

Why is it Considered 'Missing'?

The "missing middle" highlights a significant gap in housing availability, specifically the lack of options between traditional single-family houses and large apartment complexes. Historically, zoning regulations have often favored single-family home development, making it challenging or impossible to build other types of housing. This has resulted in a shortage of medium-density housing, contributing to rising housing costs and limiting the variety of housing choices available to people.

Common Types of Middle Housing 

Duplex Triplex
Fourplex Sixplex
Accessory Dwelling Units (ADUs) Cottages

Merit's Middle Housing Experience

Early Adopters of the 2020 Kirkland Zoning Code Changes

In 2020, major amendments occurred to Kirkland's Chapter 113 zoning code, affording higher density allowances with cottage homes, carriage homes, ADUs (accessory dwelling units), and Two/Three unit homes. Understanding the need for more housing options, we launched our Urban Series comprised of cottage designs and DADUs (Detached Accessory Dwelling Units), featuring our signature Northwest Contemporary architecture. Our proven track record of over 30 completed Middle Housing projects, focused on enhancing density and housing diversity, makes Merit Homes a key resource for understanding HB 1110.

Staying Ahead of the Curve

The implementation of HB 1110 is an ongoing process, and Merit Homes remains committed to staying at the forefront of these changes in Kirkland, Bellevue, and Redmond. While change can bring uncertainty and pose questions about how this affects your property, it also opens the door for innovation. As your trusted local partner, we're here to guide you through every stage, whether you're selling a property, assisting a client in a real estate transaction, or you're simply a community member who wants to learn more. Contact us today to start the conversation! Check out our recent blog post to learn more about how we can help you navigate HB 1110 and how that affects Highest and Best use for your property. 

Have a question about Middle Housing?

Our Land and Development Teams are hard at work staying up to date on these changes, with a specific focus on our Eastside communities. We are most familiar with Kirkland, Redmond, and Bellevue.

Key Goals of Middle Housing

Increasing Housing Attainability

Missing middle housing provides diverse housing options at more attainable price points compared to single-family detached homes. By increasing density in a controlled and sustainable way, it can help to alleviate housing shortages and moderate price increases.

Expanding Housing Diversity

It caters to a wider range of household types, including young professionals, families, seniors, and those seeking smaller, more manageable living spaces. This diversification helps to create vibrant communities where more people can live.

Creating Walkable and Sustainable Neighborhoods

Missing middle housing often promotes denser, more compact development, which supports the viability of walkable neighborhoods, local businesses, and public transit. This can reduce reliance on cars and contribute to a more sustainable urban environment.

Enhancing Neighborhood Character

These housing types are designed to be compatible in scale and form with existing single-family neighborhoods, preserving and enhancing the existing character of communities. It allows for increased density without the dramatic changes associated with high-rise development.

Addressing Housing Supply Shortages

By enabling the construction of more housing units within existing neighborhoods, it helps to increase the overall housing supply and meet the growing demand.

WHERE DOES WASHINGTON FIT IN?

Our Housing Crunch

Washington state is at the forefront of the "missing middle" housing conversation due to significant legislative actions aimed at addressing the state's housing crisis. Washington, like many other states, faces a severe housing shortage and rising housing costs. We need to build over 1 million new homes by 2044 to meet the growing population demand. 

Steps Washington State is Taking

Washington's House Bill 1110 (adopted in 2023) is a key driver. This legislation mandates that many cities in the state allow for a wider range of housing types in areas traditionally zoned for single-family homes. This law aims to increase housing density and affordability by promoting the development of "missing middle" housing, such as duplexes, triplexes, and townhouses. The "missing middle" approach is seen as a way to create more diverse and attainable housing options. 

EXPLORE THE LEGISLATION

ACTIONS FROM LOCAL MUNICIPALITIES

Amendments Due by June 2025

The legislation effectively requires changes to local zoning ordinances, which have historically favored single-family detached homes. This shift in zoning policy is a significant step towards increasing housing supply. These local regulation adjustments must be implemented by June 30, 2025 (for select cities, including Bellevue, Redmond, and Kirkland).

Key Flexibilities to Watch For

State law establishes minimum unit allowances per lot, but local municipalities maintain discretionary control over development regulations to encourage Middle Housing growth. These areas of flexibility may include requirements for:

 
Building Heights & Setbacks Lot Coverage & Minimum Lot Size
Additional Density in Certain Locations Proposed Affordable Housing Fees on All New Construction
Maximum Home Sizes Per Lot Size Parking Requirements
 
 

Missing Middle Housing FAQs

Do I have to build Middle Housing on my property?

You do not have to build middle housing on your property. You can also still build a single-family home. HB 1110 simply allows property owners to build select types of missing middle housing on their parcel. 

What's the difference between ADU vs DADU vs AADU?

An ADU is simply an "Accessory Dwelling Unit." An ADU encompasses 2 types of homes: AADUs and DADUs. An AADU is an "Attached Accessory Dwelling Unit." This is a legally permitted unit within the home. A DADU is a Detached Accessory Dwelling Unit. It is built on the same property as the main home, but is not attached. These are often called backyard cottages or 'granny flats' colloquially. 

Can I rent out my Middle Housing property?

Always check with your local municipality and CC&Rs (if applicable) for regulations regarding rentals. However, in the city of Kirkland, there are currently no restrictions. This is a property owner decision.

When are city amendments due by?

It depends on which city in Washington you are living in. The city of Kirkland mandates that new State Housing requirements be adopted by 06/30/2025.

I know what HB 1110, but what is HB 1337?

HB 1337 (adopted in 2023) focuses on expanding housing options, particularly, ADUs. Key aspects of this bill include changes to owner occupancy requirements, parking regulations, and impact fees.

Why do people think Middle Housing is more affordable?

Missing middle housing can provide more affordable options than single-family homes, as the cost of land is shared among multiple units. Not everyone needs or wants a 4000 SF home with 5+ bedrooms. Many people are looking for smaller footprint homes at a fraction of the cost.

What do you mean by 'density'?

Density is referred to as the number of dwelling units per specific area of land.

If this is "Middle Housing" what are the other types?

Residential density exists on a spectrum. At the low end, you find single-family homes. In the middle, there's middle housing, also called medium-density housing. At the high end, you see high-rise condos and apartments.

I have an HOA - is middle housing allowed on my property?

You will need to check your Covenants, Conditions, and Restrictions (CC&Rs) to determine whether or not you are allowed to build middle housing on your property. Some HOAs may have pre-existing agreements that do not allow specific, or even all types of middle housing. 

Recent Middle Housing Projects

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[1] A front view of our 8-home CEDAR community
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[2] An aerial view of the CEDAR community
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[3] Aerial view of our 5-home Rein community
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[4] Community shot of REIN from our Urban Series - our signature take on cottage-style homes
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[5] Aldera community: 1 SFR + 1 DADU [Detached Accessory Dwelling Unit]
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[6] Aldera Lot 1 - Single Family Home
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[8] A front view of our recent TITAN project, comprised of one SFR and one DADU.

Additional Resources

City of Kirkland

This link takes you to the Middle Housing Code Amendments for Kirkland, WA.

View Official Website

City of Bellevue

This link takes you to the Middle Housing Code Amendments for Bellevue, WA.

View Official Website

City of Redmond

This link takes you to the Redmond 2050 Comprehensive Plan plus Middle Housing Amendments.

View Official Website

City of Olympia

This link takes you to the Middle Housing page for Olympia, WA

View Official Website

City of Seattle

This link takes you to updates for the One Seattle comprehensive plan.

View Official Website

City of Renton

This link takes you updates about Renton, WA's zoning code updates and forums.

View Official Website

City of Sammamish

This link takes you to the Envision Sammamish 2044 comprehensive plan.

View PDF Here

Have Questions About Missing Middle Housing?

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